Critical Illness Insurance

UnitedHealthcare Specialty Benefits offers group critical illness insurance, which provides a “living” benefit to an insured diagnosed with one of 10 critical illnesses, including cancer, heart attack and stroke.  Benefits may be used to cover any expenses. 

Critical Illness plan options include:

  • Traditional: Fully or partially-paid for by the employer, with optional dependent coverage
  • Base-Buy-up: Employer pays 100 percent of the base plan, and employees may purchase additional benefits
  • Voluntary: Employee-pay-all benefit
Critical Illness insurance products are underwritten by United HealthCare Insurance Company.  All product features may not be available in all states. 

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UnitedHealthcare Dental® coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Providers of California, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX (11/15/2006) and associated COC form number DCOC.CER.06.

UnitedHealthcare Vision® coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06 and associated COC form number VCOC.INT.06.TX.

UnitedHealthcare Life and Disability products provided by UnitedHealthcare Insurance Company, and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. In Texas, coverage is provided on Form LASD-POL-TX (05/03) or Form UHCLD-POL 2/2008-TX.

UnitedHealthcare Critical Illness product is provided by UnitedHealthcare Insurance Company on UHICI-POL (09/03). Coverage may not be available in all states.

UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company is located in Milwaukee, Wisconsin; and Unimerica Life Insurance Company of New York is located in New York, New York.